TD Positive Pay File Generator | eTreasury Upload Profiles - Bank-Statement-Conversion
Positive Pay file generator

TD Positive Pay File Generator

Upload a check register, map the fields, choose a bank profile, validate the rows, and download a Positive Pay issue file for bank review.

Verified Chase preset
Create Chase CSV issue files using the public no-header layout.
TD-ready profile setup
Build delimited or fixed-width files that match a TD eTreasury upload profile.
Custom bank profiles
Configure delimiter, header, date, amount, action labels, and column order for other banks.
Bank-profile validationMasked previewCSV/XLS/XLSX input
TD eTreasury delimited · TD configurable

Upload a check register

Use CSV, XLS, or XLSX exports from Excel, QuickBooks, payroll, or accounting software.

Account
Guest
Output
.csv
Upload a check registerCSV, XLS, or XLSX check register
CSV XLS XLSX
Auto-map common Excel, QuickBooks, and check-register columns.
Bank output setup
Adjust the generated file to match the selected bank profile.
Manual column mapping
Let the generator auto-detect columns or enter exact source column names.
Auto-detect columns
Recognizes common check-register, Excel, and QuickBooks column names.
Bank review required
I understand the generated file must be reviewed against my bank profile before production upload.

Starter templates

Download a sample layout, then replace the rows with checks from your accounting system.

Bank profile support from day one

Use the verified Chase layout, configure TD eTreasury upload-profile output, or build a custom CSV/fixed-width profile for banks that provide their layout inside the treasury portal.

Chase presetTD profileFormat tool

Validation catches common bank rejection causes

  • Missing check numbers
  • Duplicate checks
  • Payee length limits
  • Invalid amounts
  • Wrong date format
  • Fixed-width record length

Positive Pay files are fraud-control files, not payment files

A Positive Pay file tells the bank which checks you issued or voided. The bank compares presented checks against your issue data and flags mismatches for review.

Required check-register columns

Account numberCheck numberIssue dateAmountPayee nameAction
1

Upload your check register

Start with CSV, XLS, or XLSX data from Excel, QuickBooks, payroll, or accounting software.

2

Choose a bank profile

Select Chase, TD, generic CSV, or fixed-width output and adjust profile settings.

3

Validate and download

Review totals, warnings, masked preview rows, and download the generated file.

FAQ

Is Positive Pay the same as a payment file?

No. A payment file initiates money movement. A Positive Pay issue file tells the bank which checks are legitimate so mismatches can be flagged.

Can one file work for every bank?

No. Positive Pay formats are often bank-specific or profile-specific, so the generator includes verified, configurable, and custom profile options.

Why does the Chase preset limit payee names?

The public Chase layout limits payee line 1 and payee line 2 to 40 characters each, so the generator fails rows that exceed that limit.