QuickBooks EFT File Canada | Convert Exports to CPA005 - Bank-Statement-Conversion
Bank payment file generator

QuickBooks EFT File Canada | Convert Exports to CPA005

Convert QuickBooks vendor or payment CSV exports into Canadian EFT CPA005 files for bank review and upload.

CSV or Excel
Upload payment rows from spreadsheets your team already uses.
Mapped columns
Auto-detect common headers or override each field manually.
Bank format
Download ACH, CPA005, SEPA, BACS, ABA, or NZ payment files.
Structure validationMasked bank detailsCSV/XLS/XLSX input
Canadian EFT / CPA005 · Structure validation

Upload CSV or Excel

Map your recipient columns, enter originator details, validate, and download through the existing conversion flow.

Account
Guest
Output
Canadian EFT / CPA005
Upload CSV or ExcelCSV, XLS, and XLSX files are supported.
CSV XLS XLSX
Leave mapping fields blank to let us infer columns from your headers.
Canadian EFT / CPA005 setup
Enter the originator fields your bank assigned to you.
Column mapping
Auto-detect normal headers, or map custom spreadsheets manually.
Auto-detect is on
We will infer payee, amount, date, reference, and bank account columns from your headers.
Review confirmation
I confirm the originator details are accurate and this file will be reviewed with the bank before production upload.
Standard-format payment files

From spreadsheet to bank review file

Upload payment rows, confirm the bank setup fields, validate the structure, then download through the same conversion and credit flow.

Masked previewExisting pricingToken downloads
1

Upload a payment spreadsheet

Start with a CSV or Excel file containing payee names, payment amounts, dates, references, and bank account details.

2

Map fields and validate

Confirm originator details, map recipient columns, and let the generator check account identifiers, dates, totals, and required fields.

3

Download for bank review

Generate a standard-format payment file and review it with your bank before sending live payroll, vendor, rent, or payout batches.

Canadian EFT / CPA005

Canadian EFT and CPA005 payment file generation

Convert payment spreadsheets into Canadian EFT CPA005 files with credit and debit record support. Validation covers institution numbers, transit numbers, account fields, file creation numbers, record lengths, counts, and totals.

Required input columns
Payee name columnAmount columnPayment date columnReference columnCanadian institution columnCanadian transit columnAccount number column
Bank-readiness checks

Validation before download

Before download
1464-character CPA005 records
A, C, D, and Z record structure
Canadian institution and transit fields
Credit and debit totals
File creation number checks
Debit mandate confirmation

Validation before download

We check source rows and generated files for required columns, identifiers, dates, totals, record lengths, and common structural issues before creating the download.

Qualified bank-ready output

Nacha, Payments Canada, EPC/SEPA, Bacs/Pay.UK, QuickBooks, and bank names are trademarks of their owners. This tool is not affiliated with those organizations. Always confirm file requirements with your bank.

Run a test file first

For first-time setups, submit a small test file to your bank or confirm the generated layout with your bank implementation team before sending production payments.

Common questions

Payment file generator FAQ

Can I generate Canadian EFT CPA005 files from Excel?

Yes. Upload CSV, XLS, or XLSX rows and map Canadian institution, transit, account, amount, date, and recipient fields.

Are CPA005 debit files supported?

CPA005 credit and debit record types are supported. Debit files require confirmation that the required PAD authorizations or mandates are held.

Why does file creation number matter?

Canadian EFT banks may reject duplicate or out-of-sequence file creation numbers, so originator profiles should keep that value current.

Related payment file tools

Bank Payment File ValidatorFree validator for generated payment filesNACHA / ACHUS ACH payment filesCanadian EFT / CPA005Canadian EFT filesSEPA pain.001 XMLEurope pain.001 XMLUK BACSUK payment filesAustralia ABAAustralia Direct EntryNew Zealand payment fileNZ bank templates