CSV to ABA Converter | Australian Bank Payment Files - Bank-Statement-Conversion
Bank payment file generator

CSV to ABA Converter | Australian Bank Payment Files

Convert CSV payments into Australian ABA Direct Entry files with fixed-width validation.

CSV or Excel
Upload payment rows from spreadsheets your team already uses.
Mapped columns
Auto-detect common headers or override each field manually.
Bank format
Download ACH, CPA005, SEPA, BACS, ABA, or NZ payment files.
Structure validationMasked bank detailsCSV/XLS/XLSX input
Australia ABA · Structure validation

Upload CSV or Excel

Map your recipient columns, enter originator details, validate, and download through the existing conversion flow.

Account
Guest
Output
Australia ABA
Upload CSV or ExcelCSV, XLS, and XLSX files are supported.
CSV XLS XLSX
Leave mapping fields blank to let us infer columns from your headers.
Australia ABA setup
Enter the originator fields your bank assigned to you.
Column mapping
Auto-detect normal headers, or map custom spreadsheets manually.
Auto-detect is on
We will infer payee, amount, date, reference, and bank account columns from your headers.
Review confirmation
I confirm the originator details are accurate and this file will be reviewed with the bank before production upload.
Standard-format payment files

From spreadsheet to bank review file

Upload payment rows, confirm the bank setup fields, validate the structure, then download through the same conversion and credit flow.

Masked previewExisting pricingToken downloads
1

Upload a payment spreadsheet

Start with a CSV or Excel file containing payee names, payment amounts, dates, references, and bank account details.

2

Map fields and validate

Confirm originator details, map recipient columns, and let the generator check account identifiers, dates, totals, and required fields.

3

Download for bank review

Generate a standard-format payment file and review it with your bank before sending live payroll, vendor, rent, or payout batches.

Australia ABA

Australian ABA Direct Entry files from CSV

Create Australian ABA payment files for Direct Entry workflows from spreadsheet rows. Validation checks BSB format, account fields, remitter settings, fixed-width records, and payment totals.

Required input columns
Payee name columnAmount columnPayment date columnReference columnBSB columnAccount number column
Bank-readiness checks

Validation before download

Before download
Australian BSB format
120-character record structure
CRLF line endings
Direct Entry user ID
Transaction totals
Optional balancing settings

Validation before download

We check source rows and generated files for required columns, identifiers, dates, totals, record lengths, and common structural issues before creating the download.

Qualified bank-ready output

Nacha, Payments Canada, EPC/SEPA, Bacs/Pay.UK, QuickBooks, and bank names are trademarks of their owners. This tool is not affiliated with those organizations. Always confirm file requirements with your bank.

Run a test file first

For first-time setups, submit a small test file to your bank or confirm the generated layout with your bank implementation team before sending production payments.

Common questions

Payment file generator FAQ

Can I generate Australian ABA files from CSV?

Yes. Upload CSV or Excel rows with BSB, account, payee, amount, date, and reference columns to create an ABA Direct Entry file.

What extension is used for ABA files?

Generated Australian Direct Entry files use the .aba extension by default.

Does this validate BSB values?

The MVP validates BSB shape and required account fields, then applies fixed-width output checks.

Related payment file tools

Bank Payment File ValidatorFree validator for generated payment filesNACHA / ACHUS ACH payment filesCanadian EFT / CPA005Canadian EFT filesSEPA pain.001 XMLEurope pain.001 XMLUK BACSUK payment filesAustralia ABAAustralia Direct EntryNew Zealand payment fileNZ bank templates